£14,130 Visa Bank Bar: UK Raises Student Maintenance Cash

UK student visa

UK Raises Visa Maintenance Thresholds to £14,130 Starting Nov 30

Starting November 30, 2026, the UK Home Office will raise the minimum cash balance international students must show in their bank accounts to secure a student visa.

Who Needs to Prove Extra Funding

The adjusted thresholds directly hit incoming international students planning to study in the UK, with significant operational impact on applicants from nations like Nigeria, Ghana, South Africa, and Kenya who rely on personal or family savings to fund their studies.

The UK Home Office originally outlined these updates in a statement of changes to immigration rules on September 3, 2026. Officials designed the adjustment to mirror the domestic student maintenance loan support package set for the 2026/2027 academic year. The revised figures represent roughly a 2.7 percent increase across both London and non-London institutions, raising the overall cash buffer required on top of tuition fees.

Meeting the Proof of Funds Standard

To satisfy UK Visas and Immigration clearance standards under the updated thresholds, applicants must prove they hold the required maintenance funds alongside any unpaid tuition balances.

  1. You must hold the complete required funding amount in a qualifying bank account for at least 28 consecutive days.
  2. The end date of that 28-day holding period must fall within 31 days of submitting your visa application.

Updated Minimum Maintenance Amounts

The figures below outline the baseline living expense totals you must demonstrate to immigration authorities, excluding tuition costs.

LocationCurrent 9-Month Living Cost ThresholdNew 9-Month Requirement (Effective Nov 30, 2026)New Monthly Requirement
London Institutions£13,761 ($18,270)£14,130 ($18,760)£1,570 ($2,085)
Outside London Institutions£10,539 ($13,990)£10,827 ($14,370)£1,203 ($1,597)
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